Credit Reference Bureau - Business
This endpoint focuses on providing credit reference information tailored to businesses operating in Kenya. By using this API, you can easily evaluate the creditworthiness and financial histories of Kenyan businesses. This data is a valuable tool for making well-informed choices, especially when you're extending credit or getting into financial transactions with other companies in Kenya.
TEST DATA
registration_no: AAA/2013/123456
POST
{{URL}}/identitypass/verification/ke/crb/business
Request Header
| Key | Description |
|---|---|
| x-api-key | Your Secret Key |
| app-id | Your app id |
Request Body
| Key | Description |
|---|---|
| registration_no | Registration number of the company |
Sample Response
{
"status": true,
"response_code": "00",
"data": {
"dashboard": {
"cip": {
"score": 999,
"grade": "XX",
"trend": "NoChange"
},
"inquiries": {
"inquiriesForLast12Months": 6,
"subscribersInLast12Months": 1
},
"paymentsProfile": {
"pastDueAmountSum": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"worstPastDueDaysCurrent": 0,
"worstPastDueDaysForLast12Months": 0,
"installmentAmountSum": {
"currency": "KES",
"localValue": 7898372.16,
"value": 7898372.16
},
"numberOfDifferentSubscribers": 1,
"openContracts": 5,
"closedContracts": 0
},
"collaterals": {
"numberOfCollaterals": 0,
"totalCollateralValue": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"highestCollateralValue": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"highestCollateralValueType": "NotSpecified"
},
"relations": {
"numberOfRelations": 0,
"numberOfInvolvements": 0
},
"disputes": {
"activeChequesDisputes": 0,
"activeContractDisputes": 0,
"activeSubjectDisputes": 0,
"closedChequesDisputes": 0,
"closedContractDisputes": 0,
"closedSubjectDisputes": 0,
"falseDisputes": 0,
"numberOfCourtRegisteredDisputes": 0
},
"ciq": {
"fraudAlerts": 0,
"fraudAlertsThirdParty": 0
},
"bouncedCheques": {
"numberOfCheques": 0
}
},
"company": {
"artificialEntityRelationsList": [],
"general": {
"registeredName": "John Doe Factory Limited",
"tradingName": "John Doe Factory Limited",
"companyType": "LimitedLiabilityCompanyPrivate",
"tradingStatus": "Active",
"registrationDate": "2013-10-30T00:00:00Z",
"industryCode": "Manufacturing",
"companyIncome": {
"currency": "KES",
"localValue": 6959.72,
"value": 6959.72
}
},
"identifications": {
"registrationNumber": "AAA/2013/123456",
"creditinfoId": 12345674
},
"mainAddress": {
"town": "Kenrb",
"country": "KE",
"addressLine": "John Doe Town Bomet County"
},
"secondaryAddress": {
"town": "Kenrb",
"country": "KE",
"addressLine": "John Doe Town Bomet County"
},
"contact": {
"mainTelephoneNumber": "2541234567898",
"otherTelephoneNumber": "254324567531"
}
},
"subjectInfoHistory": {
"generalList": [
{
"item": "CompanyIncome",
"value": "KES 1,030,752.82",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-09-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,361.42",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-10-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 886,914,813.78",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-09-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,061,139.48",
"validFrom": "2020-10-31T00:00:00Z",
"validTo": "2020-10-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 2,020.17",
"validFrom": "2020-10-31T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 59,582.84",
"validFrom": "2020-10-31T00:00:00Z",
"validTo": "2020-10-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 934,421,279.78",
"validFrom": "2020-10-31T00:00:00Z",
"validTo": "2020-10-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,090,545.93",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 2,700.88",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2020-12-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 66,065.28",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 976,032,472.78",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,012,373,559.78",
"validFrom": "2020-12-31T00:00:00Z",
"validTo": "2020-12-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,120,932.59",
"validFrom": "2020-12-31T00:00:00Z",
"validTo": "2020-12-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 72,338.61",
"validFrom": "2020-12-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,056,022,193.78",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 252,785.94",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-02-28T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 4,914.37",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 78,822.10",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,132,200,376.78",
"validFrom": "2021-02-28T00:00:00Z",
"validTo": "2021-02-28T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 1,151,331.59",
"validFrom": "2021-02-28T00:00:00Z",
"validTo": "2021-02-28T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 6,959.72",
"validFrom": "2021-02-28T00:00:00Z",
"validTo": "2021-02-28T00:00:00Z",
"subscriber": "B01"
},
{
"item": "CompanyIncome",
"value": "KES 85,307.26",
"validFrom": "2021-02-28T00:00:00Z",
"validTo": "2021-02-28T00:00:00Z",
"subscriber": "B01"
}
],
"identificationsList": [],
"addressList": [
{
"item": "MainAddress",
"value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddress",
"value": "P O Box 693 P O Box 693",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-09-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddress",
"value": "Bomet Bomet",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddress",
"value": "P O Box 693 P O Box 693",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddressLine",
"value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddressLine",
"value": "P O Box 693 P O Box 693",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-09-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddressLine",
"value": "Bomet Bomet",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "MainAddressLine",
"value": "P O Box 693 P O Box 693",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddress",
"value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddress",
"value": "P O Box 693 P O Box 693",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-09-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddress",
"value": "Bomet Bomet",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddress",
"value": "P O Box 693 P O Box 693",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddressLine",
"value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-11-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddressLine",
"value": "P O Box 693 P O Box 693",
"validFrom": "2020-09-30T00:00:00Z",
"validTo": "2020-09-30T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddressLine",
"value": "Bomet Bomet",
"validFrom": "2020-11-30T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
},
{
"item": "SecondaryAddressLine",
"value": "P O Box 693 P O Box 693",
"validFrom": "2021-01-31T00:00:00Z",
"validTo": "2021-01-31T00:00:00Z",
"subscriber": "B01"
}
],
"contactList": []
},
"cip": {
"recordList": [
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-10-17T05:18:54.4080189Z",
"reasonsList": [
{
"code": "XDAT",
"description": "Subject is found in the database but did not have at least 2 MainDebtor or CoDebtor snapshots in the last 12 months"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-09-30T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-08-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-07-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-06-30T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-05-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-04-30T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-03-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-02-28T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2023-01-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2022-12-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "NoChange",
"date": "2022-11-30T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
},
{
"score": 999,
"grade": "XX",
"probabilityOfDefault": 100,
"trend": "Up",
"date": "2022-10-31T00:00:00Z",
"reasonsList": [
{
"code": "XDAT"
}
]
}
]
},
"contracts": {
"contractList": [
{
"artificialEntityCode": "C1",
"artificialEntityRelationsList": [],
"branch": "B057000",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"accountProductType": "Overdraft",
"performingIndicator": "Normal",
"currencyOfFacility": "KES",
"originalAmount": {
"currency": "KES",
"localValue": 120000000,
"value": 120000000
},
"installmentAmount": {
"currency": "KES",
"localValue": 20659,
"value": 20659
},
"outstandingAmount": {
"currency": "KES",
"localValue": 50681891,
"value": 50681891
},
"overdueBalance": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"worstPastDueAmount": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"worstPastDueDays": 0,
"installmentsInArrears": 0,
"dateOfLastPayment": "2019-04-30T00:00:00Z",
"paymentFrequency": "Days30",
"dateAccountOpened": "2016-01-12T00:00:00Z",
"negativeStatusOfContract": "NoNegativeStatus",
"subscriber": "I & M Bank Ltd",
"subscriberType": "Banks",
"roleOfClient": "MainDebtor",
"contractCode": "00101241671210-8a298bcb19c",
"internalEntityCode": "329964411",
"lastUpdate": "2021-02-28T00:00:00Z",
"relatedSubjectList": [],
"collateralList": [],
"calendarItemList": [
{
"date": "2023-10-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-09-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-08-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-07-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-06-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-05-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-04-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-03-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-02-28T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-01-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-12-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-11-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
}
],
"disputes": {
"closedDisputes": 0,
"falseDisputes": 0,
"activeDisputes": 0,
"activeInCourtDisputes": 0,
"disputeList": []
}
},
{
"artificialEntityCode": "C2",
"artificialEntityRelationsList": [],
"branch": "B057000",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"accountProductType": "BusinessWorkingCapitalLoans",
"performingIndicator": "Normal",
"currencyOfFacility": "USD",
"originalAmount": {
"currency": "USD",
"localValue": 484023525.27,
"value": 4789561.69
},
"installmentAmount": {
"currency": "USD",
"localValue": 5943524.15,
"value": 58813
},
"outstandingAmount": {
"currency": "USD",
"localValue": 460143045.91,
"value": 4553257
},
"overdueBalance": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"worstPastDueAmount": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"worstPastDueDays": 0,
"installmentsInArrears": 0,
"dateOfLastPayment": "2016-11-30T00:00:00Z",
"paymentFrequency": "Days30",
"dateAccountOpened": "2016-11-30T00:00:00Z",
"negativeStatusOfContract": "NoNegativeStatus",
"subscriber": "I & M Bank Ltd",
"subscriberType": "Banks",
"roleOfClient": "MainDebtor",
"contractCode": "0010124167401207-8a298bcb19c",
"internalEntityCode": "3624311811",
"lastUpdate": "2021-02-28T00:00:00Z",
"relatedSubjectList": [],
"collateralList": [],
"calendarItemList": [
{
"date": "2023-10-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-09-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-08-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-07-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-06-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-05-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-04-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-03-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-02-28T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-01-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-12-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-11-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
}
],
"disputes": {
"closedDisputes": 0,
"falseDisputes": 0,
"activeDisputes": 0,
"activeInCourtDisputes": 0,
"disputeList": []
}
},
{
"artificialEntityCode": "C3",
"artificialEntityRelationsList": [],
"branch": "B057000",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"accountProductType": "BusinessWorkingCapitalLoans",
"performingIndicator": "Normal",
"currencyOfFacility": "USD",
"originalAmount": {
"currency": "USD",
"localValue": 99076470.91,
"value": 980392.16
},
"installmentAmount": {
"currency": "USD",
"localValue": 1267974.73,
"value": 12547
},
"outstandingAmount": {
"currency": "USD",
"localValue": 98163092.53,
"value": 971354
},
"overdueBalance": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"worstPastDueAmount": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"worstPastDueDays": 0,
"installmentsInArrears": 0,
"dateOfLastPayment": "2020-02-13T00:00:00Z",
"paymentFrequency": "Days30",
"dateAccountOpened": "2020-02-13T00:00:00Z",
"negativeStatusOfContract": "NoNegativeStatus",
"subscriber": "I & M Bank Ltd",
"subscriberType": "Banks",
"roleOfClient": "MainDebtor",
"contractCode": "0010124167401501-8a298bcb19c",
"internalEntityCode": "3823258820",
"lastUpdate": "2021-02-28T00:00:00Z",
"relatedSubjectList": [],
"collateralList": [],
"calendarItemList": [
{
"date": "2023-10-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-09-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-08-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-07-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-06-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-05-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-04-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-03-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-02-28T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-01-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-12-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-11-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
}
],
"disputes": {
"closedDisputes": 0,
"falseDisputes": 0,
"activeDisputes": 0,
"activeInCourtDisputes": 0,
"disputeList": []
}
},
{
"artificialEntityCode": "C4",
"artificialEntityRelationsList": [],
"branch": "B057000",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"accountProductType": "BusinessWorkingCapitalLoans",
"performingIndicator": "Normal",
"currencyOfFacility": "USD",
"originalAmount": {
"currency": "USD",
"localValue": 50529000,
"value": 500000
},
"installmentAmount": {
"currency": "USD",
"localValue": 413428.28,
"value": 4091
},
"outstandingAmount": {
"currency": "USD",
"localValue": 35471358,
"value": 351000
},
"overdueBalance": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"worstPastDueAmount": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"worstPastDueDays": 0,
"installmentsInArrears": 0,
"dateOfLastPayment": "2020-07-18T00:00:00Z",
"paymentFrequency": "Days30",
"dateAccountOpened": "2020-07-18T00:00:00Z",
"negativeStatusOfContract": "NoNegativeStatus",
"subscriber": "I & M Bank Ltd",
"subscriberType": "Banks",
"roleOfClient": "MainDebtor",
"contractCode": "0010124167401502-8a298bcb19c",
"internalEntityCode": "1579687946",
"lastUpdate": "2021-02-28T00:00:00Z",
"relatedSubjectList": [],
"collateralList": [],
"calendarItemList": [
{
"date": "2023-10-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-09-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-08-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-07-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-06-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-05-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-04-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-03-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-02-28T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-01-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-12-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-11-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
}
],
"disputes": {
"closedDisputes": 0,
"falseDisputes": 0,
"activeDisputes": 0,
"activeInCourtDisputes": 0,
"disputeList": []
}
},
{
"artificialEntityCode": "C5",
"artificialEntityRelationsList": [],
"branch": "B057000",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"accountProductType": "InsurancePremiumFinancing",
"performingIndicator": "Normal",
"currencyOfFacility": "KES",
"originalAmount": {
"currency": "KES",
"localValue": 2188623,
"value": 2188623
},
"installmentAmount": {
"currency": "KES",
"localValue": 252786,
"value": 252786
},
"outstandingAmount": {
"currency": "KES",
"localValue": 1720513,
"value": 1720513
},
"overdueBalance": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"worstPastDueAmount": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"worstPastDueDays": 0,
"installmentsInArrears": 0,
"dateOfLastPayment": "2020-12-19T00:00:00Z",
"paymentFrequency": "Days30",
"dateAccountOpened": "2020-12-19T00:00:00Z",
"negativeStatusOfContract": "NoNegativeStatus",
"subscriber": "I & M Bank Ltd",
"subscriberType": "Banks",
"roleOfClient": "MainDebtor",
"contractCode": "0010124167401503-8a298bcb19c",
"internalEntityCode": "2210331023",
"lastUpdate": "2021-02-28T00:00:00Z",
"relatedSubjectList": [],
"collateralList": [],
"calendarItemList": [
{
"date": "2023-10-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-09-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-08-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-07-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-06-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-05-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-04-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-03-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-02-28T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2023-01-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-12-31T00:00:00Z",
"delinquencyStatus": "NotAvailable"
},
{
"date": "2022-11-30T00:00:00Z",
"delinquencyStatus": "NotAvailable"
}
],
"disputes": {
"closedDisputes": 0,
"falseDisputes": 0,
"activeDisputes": 0,
"activeInCourtDisputes": 0,
"disputeList": []
}
}
]
},
"contractOverview": {
"contractList": [
{
"sector": "Banks",
"accountProductType": "Overdraft",
"dateAccountOpened": "2016-01-12T00:00:00Z",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"originalAmount": {
"currency": "KES",
"localValue": 120000000,
"value": 120000000
},
"currentBalance": {
"currency": "KES",
"localValue": 50681891,
"value": 50681891
},
"overdueBalance": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"roleOfClient": "MainDebtor",
"performingIndicator": "Normal"
},
{
"sector": "Banks",
"accountProductType": "BusinessWorkingCapitalLoans",
"dateAccountOpened": "2016-11-30T00:00:00Z",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"originalAmount": {
"currency": "USD",
"localValue": 484023525.27,
"value": 4789561.69
},
"currentBalance": {
"currency": "USD",
"localValue": 460143045.91,
"value": 4553257
},
"overdueBalance": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"roleOfClient": "MainDebtor",
"performingIndicator": "Normal"
},
{
"sector": "Banks",
"accountProductType": "BusinessWorkingCapitalLoans",
"dateAccountOpened": "2020-02-13T00:00:00Z",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"originalAmount": {
"currency": "USD",
"localValue": 99076470.91,
"value": 980392.16
},
"currentBalance": {
"currency": "USD",
"localValue": 98163092.53,
"value": 971354
},
"overdueBalance": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"roleOfClient": "MainDebtor",
"performingIndicator": "Normal"
},
{
"sector": "Banks",
"accountProductType": "BusinessWorkingCapitalLoans",
"dateAccountOpened": "2020-07-18T00:00:00Z",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"originalAmount": {
"currency": "USD",
"localValue": 50529000,
"value": 500000
},
"currentBalance": {
"currency": "USD",
"localValue": 35471358,
"value": 351000
},
"overdueBalance": {
"currency": "USD",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"roleOfClient": "MainDebtor",
"performingIndicator": "Normal"
},
{
"sector": "Banks",
"accountProductType": "InsurancePremiumFinancing",
"dateAccountOpened": "2020-12-19T00:00:00Z",
"phaseOfContract": "Open",
"accountStatus": "GrantedAndActivated",
"originalAmount": {
"currency": "KES",
"localValue": 2188623,
"value": 2188623
},
"currentBalance": {
"currency": "KES",
"localValue": 1720513,
"value": 1720513
},
"overdueBalance": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"daysInArrears": 0,
"roleOfClient": "MainDebtor",
"performingIndicator": "Normal"
}
]
},
"contractSummary": {
"overall": {
"maxDueInstallmentsOpenContracts": 0,
"maxDueInstallmentsClosedContracts": 0,
"worstOverdueBalance": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"worstDaysInArrears": 0
},
"debtor": {
"originalAmountSum": {
"currency": "KES",
"localValue": 755817619.17,
"value": 755817619.17
},
"currentBalanceSum": {
"currency": "KES",
"localValue": 646179900.44,
"value": 646179900.44
},
"overdueBalanceSum": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"openContracts": 5,
"closedContracts": 0
},
"guarantor": {
"openContracts": 0,
"closedContracts": 0
},
"affordabilitySummary": {
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
"affordabilityHistoryList": [
{
"month": 10,
"year": 2023,
"date": "2023-10-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 9,
"year": 2023,
"date": "2023-09-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 8,
"year": 2023,
"date": "2023-08-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 7,
"year": 2023,
"date": "2023-07-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 6,
"year": 2023,
"date": "2023-06-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 5,
"year": 2023,
"date": "2023-05-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 4,
"year": 2023,
"date": "2023-04-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 3,
"year": 2023,
"date": "2023-03-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 2,
"year": 2023,
"date": "2023-02-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 1,
"year": 2023,
"date": "2023-01-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 12,
"year": 2022,
"date": "2022-12-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
},
{
"month": 11,
"year": 2022,
"date": "2022-11-01T00:00:00Z",
"monthlyAffordability": {
"currency": "KES",
"localValue": 0,
"value": 0
}
}
],
"paymentCalendarList": [
{
"date": "2023-10-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-09-30T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-08-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-07-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-06-30T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-05-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-04-30T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-03-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-02-28T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2023-01-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2022-12-31T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
},
{
"date": "2022-11-30T00:00:00Z",
"delinquencyStatus": "NotAvailable",
"contractsSubmitted": 0
}
],
"sectorInfoList": [
{
"debtorOriginalAmountSum": {
"currency": "KES",
"localValue": 755817619.17,
"value": 755817619.17
},
"debtorCurrentBalanceSum": {
"currency": "KES",
"localValue": 646179900.44,
"value": 646179900.44
},
"debtorOverdueBalanceSum": {
"currency": "KES",
"localValue": 0,
"value": 0
},
"debtorOpenContracts": 5,
"debtorClosedContracts": 0,
"guarantorOpenContracts": 0,
"guarantorClosedContracts": 0,
"sector": "Banks"
}
]
},
"paymentIncidentList": {
"paymentIncidentList": [],
"summary": {
"dueAmountSummary": {
"currency": "KES",
"localValue": 0,
"value": 0
}
}
},
"disputes": {
"disputeList": [],
"summary": {
"numberOfActiveDisputesCheques": 0,
"numberOfActiveDisputesContracts": 0,
"numberOfActiveDisputesSubjectData": 0,
"numberOfActiveDisputesInCourt": 0,
"numberOfClosedDisputesCheques": 0,
"numberOfClosedDisputesContracts": 0,
"numberOfClosedDisputesSubjectData": 0,
"numberOfFalseDisputes": 0
}
},
"inquiries": {
"summary": {
"numberOfInquiriesLast1Month": 6,
"numberOfInquiriesLast3Months": 6,
"numberOfInquiriesLast6Months": 6,
"numberOfInquiriesLast12Months": 6,
"numberOfInquiriesLast24Months": 6
},
"inquiryList": [
{
"dateOfInquiry": "2023-09-29T18:38:20.657Z",
"subscriber": "Peleza International",
"sector": "Others",
"product": "WS Creditinfo Report Plus",
"reason": 1
}
]
},
"ciq": {
"summary": {
"numberOfFraudAlertsPrimarySubject": 0,
"numberOfFraudAlertsThirdParty": 0
},
"detail": {
"lostStolenRecordsFound": 0,
"numberOfCancelledClosedContracts": 0
}
},
"bouncedCheques": {
"chequeList": []
},
"currentRelations": {
"relatedPartyList": [],
"involvementList": [],
"contractRelationList": []
},
"subjectInfoHistoryFlatList": [],
"parameters": {
"inquiryReason": "ApplicationForCreditOrAmendmentOfCreditTerms",
"consent": true,
"searchIdNumberType": "RegistrationNumber",
"searchIdNumber": "AAA/2013/123456",
"idNumberType": "RegistrationNumber",
"idNumber": "AAA/2013/123456",
"subjectType": "Company",
"sectionsList": [
"CreditinfoReportPlus"
],
"reportDate": "2023-10-17T05:18:54.4080189Z",
"subjectToken": "91yX6gM3JhSr-dGU-3w-0SUALkAwmjkfEa2NYEOCC_3s3T-_RA5000"
},
"coremetrix": {}
},
"search_data": {
"parameters": {
"idNumberType": "RegistrationNumber",
"idNumber": "AAA/2013/123456"
},
"workflowState": "Final",
"workflowId": "e71d829d-672d-4b88-8eac-1228fa96f08c",
"creditinfoId": 52941231,
"status": "SubjectFound",
"customSections": [
{
"companyName": "John Doe Factory Limited",
"establishmentDate": "2013-10-30T00:00:00Z",
"legalForm": "LimitedLiabilityCompanyPrivate",
"idType": "RegistrationNumber",
"idNumber": "AAA/2013/123456",
"isBigReport": false,
"mainAddress": {
"city": "Kenrb",
"country": "KE",
"addressLine": "John Deoe Town Bomet County"
},
"creditDataAvailable": true,
"sectionStatus": "None",
"usageDetail": []
}
],
"individualRecords": [],
"companyRecords": [
{
"creditinfoId": 52941231,
"subjectToken": "91yX6gM3JhSr-dGU-3w-0SUALkAwmjkfEa2NYEOCC_3s3T-_RA5000",
"subjectName": "John Doe Factory Limited",
"address": "John Doe Town Bomet County"
}
],
"referenceNumber": "D03E-A639-778E-4E31"
},
"verification": {
"reference": "cbe18e01-24cf-44fd-a1e3-fff428cf2501"
},
"session": {}
}
Response Description
| Response | Description |
|---|---|
| status | Indicates that the request was successful. |
| response_code | Represents the response code. |
| data | Contains detailed information about the subject and their credit profile |
| dashboard | Information related to the subject's credit dashboard |
| cip | Credit Information Provider (CIP) information |
| score | The credit score |
| grade | The credit grade |
| trend | The trend in the credit score |
| inquiries | Details regarding inquiries made |
| inquiriesForLast12Months | The number of inquiries made in the last 12 months |
| subscribersInLast12Months | The number of subscribers in the last 12 months |
| paymentsProfile | Information about the subject's payments and contracts |
| pastDueAmountSum | pastDueAmountSum |
| worstPastDueDaysCurrent | The worst past due days for the current situation |
| worstPastDueDaysForLast12Months | The worst past due days in the last 12 months |
| installmentAmountSum | The sum of installment amounts, including currency and local values |
| numberOfDifferentSubscribers | The number of different subscribers |
| openContracts | The number of open contracts |
| closedContracts | The number of closed contracts |
| collaterals | Information about collaterals |
| numberOfCollaterals | The number of collaterals |
| totalCollateralValue | The total collateral value, including currency and local values |
| highestCollateralValue | The highest collateral value, including currency and local values |
| highestCollateralValueType | The type of highest collateral |
| relations | Information about relations |
| numberOfRelations | The number of relations |
| numberOfInvolvements | The number of involvements |
| disputes | Details about disputes |
| activeChequesDisputes | The number of active cheques disputes |
| activeContractDisputes | The number of active contract disputes |
| activeSubjectDisputes | The number of active subject disputes |
| closedChequesDisputes | The number of closed cheques disputes |
| closedContractDisputes | The number of closed contract disputes |
| closedSubjectDisputes | The number of closed subject disputes |
| falseDisputes | The number of false disputes |
| numberOfCourtRegisteredDisputes | The number of disputes registered in court |
| ciq | Credit Information Query (CIQ) information |
| fraudAlerts | The number of fraud alerts |
| fraudAlertsThirdParty | The number of fraud alerts reported by third parties |
| bouncedCheques | Information about bounced cheques |
| numberOfCheques | The number of bounced cheques |
| company | Information related to the company, if applicable |
| artificialEntityRelationsList | A list of artificial entity relations |
| general | General information about the company |
| registeredName | The registered name of the company |
| tradingName | The trading name of the company |
| companyType | The type of the company |
| tradingStatus | The trading status of the company |
| registrationDate | The date of company registration |
| industryCode | The industry code of the company |
| companyIncome | The company's income |
| identifications | Identification details for the company |
| registrationNumber | The company's registration number |
| creditinfoId | The company's Creditinfo ID |
| mainAddress | The main address of the company |
| town | The town of the main address |
| country | The country of the main address |
| addressLine | The address line of the main address |
| secondaryAddress | The secondary address of the company |
| mainTelephoneNumber | The main telephone number of the company |
| otherTelephoneNumber | Another telephone number for the company |
| subjectInfoHistory | Information about the subject's history |
| generalList | General information about the subject's history |
| item | Specific history item |
| value | Value associated with the history item |
| validFrom | The start date of validity for this information |
| validTo | The end date of validity for this information |
| subscriber | The subscriber or source of this information |
| identificationsList | A list of identification details |
| addressList | A list of addresses associated with the subject's history |
| item | The specific history item |
| value | The value associated with the history item |
| validFrom | The start date of validity for this address information |
| validTo | The end date of validity for this address information |
| subscriber | The subscriber or source of this address information |
| contactList | A list of contact details related to the subject's history |
| cip | More details about the Credit Information Provider (CIP) |
| recordList | A list of records within the CIP information |
| score | The credit score in this CIP record |
| grade | The credit grade in this CIP record |
| probabilityOfDefault | The probability of default |
| trend | The trend in the credit score in this CIP record |
| date | The date when this CIP record was generated |
| reasonsList | A list of reasons associated with this CIP record |
| code | A code representing a reason |
| description | A description of the reason |
| contracts | Information about contracts held by the subject |
| contractList | A list of contracts associated with the subject |
| artificialEntityCode | Code for an artificial entity related to the contract |
| artificialEntityRelationsList | A list of artificial entity relations for the contract |
| branch | The branch associated with the contract |
| phaseOfContract | The phase of the contract |
| accountStatus | The status of the account |
| accountProductType | The type of account product |
| performingIndicator | An indicator of the account's performance |
| currencyOfFacility | The currency of the facility |
| originalAmount | The original amount of the contract |
| installmentAmount | The installment amount |
| outstandingAmount | The outstanding amount |
| overdueBalance | The overdue balance |
| worstPastDueAmount | The worst past due amount |
| daysInArrears | The number of days the account is in arrears |
| worstPastDueDays | The worst number of past due days |
| installmentsInArrears | The number of installments in arrears |
| dateOfLastPayment | The date of the last payment on the contract |
| paymentFrequency | The frequency of payments |
| dateAccountOpened | The date when the account was opened |
| negativeStatusOfContract | The negative status of the contract |
| subscriber | The entity that reported this contract |
| subscriberType | The type of subscriber |
| roleOfClient | The role of the subject in this contract |
| contractCode | A unique code associated with the contract |
| internalEntityCode | An internal code associated with the contract |
| lastUpdate | The date of the last update to the contract |
| relatedSubjectList | A list of related subjects |
| collateralList | Information about collaterals associated with the contract |
| calendarItemList | A list of calendar items, often related to payments |
| disputes | Details regarding disputes associated with the contract |
| closedDisputes | The number of closed disputes |
| falseDisputes | The number of false disputes |
| activeDisputes | The number of active disputes |
| activeInCourtDisputes | The number of active disputes that are in court |
| disputeList | A list of disputes associated with the contract |
| contractOverview | An overview of contracts held by the subject |
| contractList | A list of contracts included in the contract overview |
| sector | The sector to which the contract belongs |
| currentBalance | The current balance on the contract |
| paymentIncidentList | Information about payment incidents |
| paymentIncidentList | A list of payment incidents, if any |
| summary | A summary of payment incidents |
| dueAmountSummary | The summary of due amounts |
| dateInjury | The date of the injury |
| dateLastPaymentIncident | The date of the last payment incident |
| eventsList | A list of events associated with the contract |
| eventsList | A list of events, if any |
| description | A description of the event |
| date | The date of the event |
| details | Additional details about the event, if available |
| disputeList | A list of disputes, if any, associated with the subject's records |
| summary | A summary of dispute information |
| numberOfActiveDisputesCheques | The number of active disputes related to cheques |
| numberOfActiveDisputesContracts | The number of active disputes related to contracts |
| numberOfActiveDisputesSubjectData | The number of active disputes related to subject data |
| numberOfActiveDisputesInCourt | The number of active disputes that are in court |
| numberOfClosedDisputesCheques | The number of closed disputes related to cheques |
| numberOfClosedDisputesContracts | The number of closed disputes related to contracts |
| numberOfClosedDisputesSubjectData | The number of closed disputes related to subject data |
| numberOfFalseDisputes | The number of false disputes |
| inquiry | Information about inquiries made on the subject's records |
| summary | A summary of inquiry information |
| numberOfInquiriesLast1Month | The number of inquiries in the last 1 month |
| numberOfInquiriesLast3Months | The number of inquiries in the last 3 months |
| numberOfInquiriesLast6Months | The number of inquiries in the last 6 months |
| numberOfInquiriesLast12Months | The number of inquiries in the last 12 months |
| numberOfInquiriesLast24Months | The number of inquiries in the last 24 months |
| inquiryList | A list of inquiries made on the subject's records |
| dateOfInquiry | The date and time when the inquiry was made |
| subscriber | The subscriber, or entity making the inquiry |
| sector | The sector to which the inquiry relates |
| product | The product associated with the inquiry |
| reason | The reason for the inquiry |
| ciq | Information related to CoreMetrix Credit Intelligence Quotient (CIQ) |
| summary | A summary of CIQ information |
| numberOfFraudAlertsPrimarySubject | The number of fraud alerts related to the primary subject |
| numberOfFraudAlertsThirdParty | The number of fraud alerts related to third parties |
| detail | Detailed information about CIQ |
| lostStolenRecordsFound | The number of lost or stolen records found |
| numberOfCancelledClosedContracts | The number of cancelled or closed contracts |
| bouncedCheques | Information about bounced cheques |
| chequeList | A list of bounced cheques, if any |
| currentRelations | Details about current relations with related parties, involvements, and contract relations |
| relatedPartyList | A list of related parties associated with the subject |
| involvementList | A list of involvements related to the subject |
| contractRelationList | A list of contract relations, if any |
| subjectInfoHistoryFlatList | A flat list of subject information history |
| parameters | Additional parameters related to the report |
| inquiryReason | The reason for the inquiry |
| consent | Indicates whether consent was given |
| searchIdNumberType | The type of the search ID number |
| searchIdNumber | The search ID number |
| idNumberType | The type of the ID number |
| idNumber | The ID number |
| subjectType | The type of subject |
| sectionsList | A list of sections included in the report |
| reportDate | The date and time when the report was generated |
| subjectToken | A unique token or identifier associated with the subject |
| coremetrix | Information related to CoreMetrix |
| search_data | Information related to the search and data retrieval |
| parameters | Parameters associated with the search and data retrieval |
| idNumberType | The type of the ID number |
| idNumber | The ID number |
| workflowState | The state of the workflow |
| workflowId | The unique identifier for the workflow |
| creditinfoId | The unique Creditinfo identifier |
| status | The status of the search |
| customSections | Custom sections associated with the subject |
| companyName | The name of the company |
| establishmentDate | The date of establishment |
| legalForm | The legal form of the company |
| isBigReport | Indicates if it's a big report |
| mainAddress | Information about the main address |
| city | The city of the main address |
| country | The country of the main address |
| addressLine | The full address |
| creditDataAvailable | Indicates if credit data is available |
| sectionStatus | The status of the section |
| usageDetail | Details regarding the usage of the report |
| individualRecords | Records related to individuals, if any |
| companyRecords | Records related to companies |
| subjectName | The name of the subject |
| referenceNumber | A unique reference number |
| verification | Information regarding the verification of the data |
| reference | A reference identifier for verification |
| session | Session-related information |
Updated 12 months ago