Credit Reference Bureau - Business

This endpoint focuses on providing credit reference information tailored to businesses operating in Kenya. By using this API, you can easily evaluate the creditworthiness and financial histories of Kenyan businesses. This data is a valuable tool for making well-informed choices, especially when you're extending credit or getting into financial transactions with other companies in Kenya.

πŸ‘

TEST DATA

registration_no: AAA/2013/123456

πŸ“˜

POST

{{URL}}/identitypass/verification/ke/crb/business

Request Header

KeyDescription
x-api-keyYour Secret Key
app-idYour app id

Request Body

KeyDescription
registration_noRegistration number of the company

Sample Response

{
    "status": true,
    "response_code": "00",
    "data": {
        "dashboard": {
            "cip": {
                "score": 999,
                "grade": "XX",
                "trend": "NoChange"
            },
            "inquiries": {
                "inquiriesForLast12Months": 6,
                "subscribersInLast12Months": 1
            },
            "paymentsProfile": {
                "pastDueAmountSum": {
                    "currency": "KES",
                    "localValue": 0,
                    "value": 0
                },
                "worstPastDueDaysCurrent": 0,
                "worstPastDueDaysForLast12Months": 0,
                "installmentAmountSum": {
                    "currency": "KES",
                    "localValue": 7898372.16,
                    "value": 7898372.16
                },
                "numberOfDifferentSubscribers": 1,
                "openContracts": 5,
                "closedContracts": 0
            },
            "collaterals": {
                "numberOfCollaterals": 0,
                "totalCollateralValue": {
                    "currency": "KES",
                    "localValue": 0,
                    "value": 0
                },
                "highestCollateralValue": {
                    "currency": "KES",
                    "localValue": 0,
                    "value": 0
                },
                "highestCollateralValueType": "NotSpecified"
            },
            "relations": {
                "numberOfRelations": 0,
                "numberOfInvolvements": 0
            },
            "disputes": {
                "activeChequesDisputes": 0,
                "activeContractDisputes": 0,
                "activeSubjectDisputes": 0,
                "closedChequesDisputes": 0,
                "closedContractDisputes": 0,
                "closedSubjectDisputes": 0,
                "falseDisputes": 0,
                "numberOfCourtRegisteredDisputes": 0
            },
            "ciq": {
                "fraudAlerts": 0,
                "fraudAlertsThirdParty": 0
            },
            "bouncedCheques": {
                "numberOfCheques": 0
            }
        },
        "company": {
            "artificialEntityRelationsList": [],
            "general": {
                "registeredName": "John Doe Factory Limited",
                "tradingName": "John Doe Factory Limited",
                "companyType": "LimitedLiabilityCompanyPrivate",
                "tradingStatus": "Active",
                "registrationDate": "2013-10-30T00:00:00Z",
                "industryCode": "Manufacturing",
                "companyIncome": {
                    "currency": "KES",
                    "localValue": 6959.72,
                    "value": 6959.72
                }
            },
            "identifications": {
                "registrationNumber": "AAA/2013/123456",
                "creditinfoId": 12345674
            },
            "mainAddress": {
                "town": "Kenrb",
                "country": "KE",
                "addressLine": "John Doe Town Bomet County"
            },
            "secondaryAddress": {
                "town": "Kenrb",
                "country": "KE",
                "addressLine": "John Doe Town Bomet County"
            },
            "contact": {
                "mainTelephoneNumber": "2541234567898",
                "otherTelephoneNumber": "254324567531"
            }
        },
        "subjectInfoHistory": {
            "generalList": [
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,030,752.82",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-09-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,361.42",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-10-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 886,914,813.78",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-09-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,061,139.48",
                    "validFrom": "2020-10-31T00:00:00Z",
                    "validTo": "2020-10-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 2,020.17",
                    "validFrom": "2020-10-31T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 59,582.84",
                    "validFrom": "2020-10-31T00:00:00Z",
                    "validTo": "2020-10-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 934,421,279.78",
                    "validFrom": "2020-10-31T00:00:00Z",
                    "validTo": "2020-10-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,090,545.93",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 2,700.88",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2020-12-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 66,065.28",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 976,032,472.78",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,012,373,559.78",
                    "validFrom": "2020-12-31T00:00:00Z",
                    "validTo": "2020-12-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,120,932.59",
                    "validFrom": "2020-12-31T00:00:00Z",
                    "validTo": "2020-12-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 72,338.61",
                    "validFrom": "2020-12-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,056,022,193.78",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 252,785.94",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-02-28T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 4,914.37",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 78,822.10",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,132,200,376.78",
                    "validFrom": "2021-02-28T00:00:00Z",
                    "validTo": "2021-02-28T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 1,151,331.59",
                    "validFrom": "2021-02-28T00:00:00Z",
                    "validTo": "2021-02-28T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 6,959.72",
                    "validFrom": "2021-02-28T00:00:00Z",
                    "validTo": "2021-02-28T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "CompanyIncome",
                    "value": "KES 85,307.26",
                    "validFrom": "2021-02-28T00:00:00Z",
                    "validTo": "2021-02-28T00:00:00Z",
                    "subscriber": "B01"
                }
            ],
            "identificationsList": [],
            "addressList": [
                {
                    "item": "MainAddress",
                    "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddress",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-09-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddress",
                    "value": "Bomet Bomet",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddress",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddressLine",
                    "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddressLine",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-09-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddressLine",
                    "value": "Bomet Bomet",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "MainAddressLine",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddress",
                    "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddress",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-09-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddress",
                    "value": "Bomet Bomet",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddress",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddressLine",
                    "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-11-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddressLine",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2020-09-30T00:00:00Z",
                    "validTo": "2020-09-30T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddressLine",
                    "value": "Bomet Bomet",
                    "validFrom": "2020-11-30T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                },
                {
                    "item": "SecondaryAddressLine",
                    "value": "P O Box 693 P O Box 693",
                    "validFrom": "2021-01-31T00:00:00Z",
                    "validTo": "2021-01-31T00:00:00Z",
                    "subscriber": "B01"
                }
            ],
            "contactList": []
        },
        "cip": {
            "recordList": [
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-10-17T05:18:54.4080189Z",
                    "reasonsList": [
                        {
                            "code": "XDAT",
                            "description": "Subject is found in the database but did not have at least 2 MainDebtor or CoDebtor snapshots in the last 12 months"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-09-30T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-08-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-07-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-06-30T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-05-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-04-30T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-03-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-02-28T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2023-01-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2022-12-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "NoChange",
                    "date": "2022-11-30T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                },
                {
                    "score": 999,
                    "grade": "XX",
                    "probabilityOfDefault": 100,
                    "trend": "Up",
                    "date": "2022-10-31T00:00:00Z",
                    "reasonsList": [
                        {
                            "code": "XDAT"
                        }
                    ]
                }
            ]
        },
        "contracts": {
            "contractList": [
                {
                    "artificialEntityCode": "C1",
                    "artificialEntityRelationsList": [],
                    "branch": "B057000",
                    "phaseOfContract": "Open",
                    "accountStatus": "GrantedAndActivated",
                    "accountProductType": "Overdraft",
                    "performingIndicator": "Normal",
                    "currencyOfFacility": "KES",
                    "originalAmount": {
                        "currency": "KES",
                        "localValue": 120000000,
                        "value": 120000000
                    },
                    "installmentAmount": {
                        "currency": "KES",
                        "localValue": 20659,
                        "value": 20659
                    },
                    "outstandingAmount": {
                        "currency": "KES",
                        "localValue": 50681891,
                        "value": 50681891
                    },
                    "overdueBalance": {
                        "currency": "KES",
                        "localValue": 0,
                        "value": 0
                    },
                    "worstPastDueAmount": {
                        "currency": "KES",
                        "localValue": 0,
                        "value": 0
                    },
                    "daysInArrears": 0,
                    "worstPastDueDays": 0,
                    "installmentsInArrears": 0,
                    "dateOfLastPayment": "2019-04-30T00:00:00Z",
                    "paymentFrequency": "Days30",
                    "dateAccountOpened": "2016-01-12T00:00:00Z",
                    "negativeStatusOfContract": "NoNegativeStatus",
                    "subscriber": "I & M Bank Ltd",
                    "subscriberType": "Banks",
                    "roleOfClient": "MainDebtor",
                    "contractCode": "00101241671210-8a298bcb19c",
                    "internalEntityCode": "329964411",
                    "lastUpdate": "2021-02-28T00:00:00Z",
                    "relatedSubjectList": [],
                    "collateralList": [],
                    "calendarItemList": [
                        {
                            "date": "2023-10-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-09-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-08-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-07-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-06-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-05-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-04-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-03-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-02-28T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-01-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2022-12-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2022-11-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        }
                    ],
                    "disputes": {
                        "closedDisputes": 0,
                        "falseDisputes": 0,
                        "activeDisputes": 0,
                        "activeInCourtDisputes": 0,
                        "disputeList": []
                    }
                },
                {
                    "artificialEntityCode": "C2",
                    "artificialEntityRelationsList": [],
                    "branch": "B057000",
                    "phaseOfContract": "Open",
                    "accountStatus": "GrantedAndActivated",
                    "accountProductType": "BusinessWorkingCapitalLoans",
                    "performingIndicator": "Normal",
                    "currencyOfFacility": "USD",
                    "originalAmount": {
                        "currency": "USD",
                        "localValue": 484023525.27,
                        "value": 4789561.69
                    },
                    "installmentAmount": {
                        "currency": "USD",
                        "localValue": 5943524.15,
                        "value": 58813
                    },
                    "outstandingAmount": {
                        "currency": "USD",
                        "localValue": 460143045.91,
                        "value": 4553257
                    },
                    "overdueBalance": {
                        "currency": "USD",
                        "localValue": 0,
                        "value": 0
                    },
                    "worstPastDueAmount": {
                        "currency": "USD",
                        "localValue": 0,
                        "value": 0
                    },
                    "daysInArrears": 0,
                    "worstPastDueDays": 0,
                    "installmentsInArrears": 0,
                    "dateOfLastPayment": "2016-11-30T00:00:00Z",
                    "paymentFrequency": "Days30",
                    "dateAccountOpened": "2016-11-30T00:00:00Z",
                    "negativeStatusOfContract": "NoNegativeStatus",
                    "subscriber": "I & M Bank Ltd",
                    "subscriberType": "Banks",
                    "roleOfClient": "MainDebtor",
                    "contractCode": "0010124167401207-8a298bcb19c",
                    "internalEntityCode": "3624311811",
                    "lastUpdate": "2021-02-28T00:00:00Z",
                    "relatedSubjectList": [],
                    "collateralList": [],
                    "calendarItemList": [
                        {
                            "date": "2023-10-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-09-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-08-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-07-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-06-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-05-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-04-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-03-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-02-28T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2023-01-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2022-12-31T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        },
                        {
                            "date": "2022-11-30T00:00:00Z",
                            "delinquencyStatus": "NotAvailable"
                        }
                    ],
                    "disputes": {
                        "closedDisputes": 0,
                        "falseDisputes": 0,
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            {
                "creditinfoId": 52941231,
                "subjectToken": "91yX6gM3JhSr-dGU-3w-0SUALkAwmjkfEa2NYEOCC_3s3T-_RA5000",
                "subjectName": "John Doe Factory Limited",
                "address": "John Doe  Town Bomet County"
            }
        ],
        "referenceNumber": "D03E-A639-778E-4E31"
    },
    "verification": {
        "reference": "cbe18e01-24cf-44fd-a1e3-fff428cf2501"
    },
    "session": {}
}

Response Description

ResponseDescription
statusIndicates that the request was successful.
response_codeRepresents the response code.
dataContains detailed information about the subject and their credit profile
dashboardInformation related to the subject's credit dashboard
cipCredit Information Provider (CIP) information
scoreThe credit score
gradeThe credit grade
trendThe trend in the credit score
inquiriesDetails regarding inquiries made
inquiriesForLast12MonthsThe number of inquiries made in the last 12 months
subscribersInLast12MonthsThe number of subscribers in the last 12 months
paymentsProfileInformation about the subject's payments and contracts
pastDueAmountSumpastDueAmountSum
worstPastDueDaysCurrentThe worst past due days for the current situation
worstPastDueDaysForLast12MonthsThe worst past due days in the last 12 months
installmentAmountSumThe sum of installment amounts, including currency and local values
numberOfDifferentSubscribersThe number of different subscribers
openContractsThe number of open contracts
closedContractsThe number of closed contracts
collateralsInformation about collaterals
numberOfCollateralsThe number of collaterals
totalCollateralValueThe total collateral value, including currency and local values
highestCollateralValueThe highest collateral value, including currency and local values
highestCollateralValueTypeThe type of highest collateral
relationsInformation about relations
numberOfRelationsThe number of relations
numberOfInvolvementsThe number of involvements
disputesDetails about disputes
activeChequesDisputesThe number of active cheques disputes
activeContractDisputesThe number of active contract disputes
activeSubjectDisputesThe number of active subject disputes
closedChequesDisputesThe number of closed cheques disputes
closedContractDisputesThe number of closed contract disputes
closedSubjectDisputesThe number of closed subject disputes
falseDisputesThe number of false disputes
numberOfCourtRegisteredDisputesThe number of disputes registered in court
ciqCredit Information Query (CIQ) information
fraudAlertsThe number of fraud alerts
fraudAlertsThirdPartyThe number of fraud alerts reported by third parties
bouncedChequesInformation about bounced cheques
numberOfChequesThe number of bounced cheques
companyInformation related to the company, if applicable
artificialEntityRelationsListA list of artificial entity relations
generalGeneral information about the company
registeredNameThe registered name of the company
tradingNameThe trading name of the company
companyTypeThe type of the company
tradingStatusThe trading status of the company
registrationDateThe date of company registration
industryCodeThe industry code of the company
companyIncomeThe company's income
identificationsIdentification details for the company
registrationNumberThe company's registration number
creditinfoIdThe company's Creditinfo ID
mainAddressThe main address of the company
townThe town of the main address
countryThe country of the main address
addressLineThe address line of the main address
secondaryAddressThe secondary address of the company
mainTelephoneNumberThe main telephone number of the company
otherTelephoneNumberAnother telephone number for the company
subjectInfoHistoryInformation about the subject's history
generalListGeneral information about the subject's history
itemSpecific history item
valueValue associated with the history item
validFromThe start date of validity for this information
validToThe end date of validity for this information
subscriberThe subscriber or source of this information
identificationsListA list of identification details
addressListA list of addresses associated with the subject's history
itemThe specific history item
valueThe value associated with the history item
validFromThe start date of validity for this address information
validToThe end date of validity for this address information
subscriberThe subscriber or source of this address information
contactListA list of contact details related to the subject's history
cipMore details about the Credit Information Provider (CIP)
recordListA list of records within the CIP information
scoreThe credit score in this CIP record
gradeThe credit grade in this CIP record
probabilityOfDefaultThe probability of default
trendThe trend in the credit score in this CIP record
dateThe date when this CIP record was generated
reasonsListA list of reasons associated with this CIP record
codeA code representing a reason
descriptionA description of the reason
contractsInformation about contracts held by the subject
contractListA list of contracts associated with the subject
artificialEntityCodeCode for an artificial entity related to the contract
artificialEntityRelationsListA list of artificial entity relations for the contract
branchThe branch associated with the contract
phaseOfContractThe phase of the contract
accountStatusThe status of the account
accountProductTypeThe type of account product
performingIndicatorAn indicator of the account's performance
currencyOfFacilityThe currency of the facility
originalAmountThe original amount of the contract
installmentAmountThe installment amount
outstandingAmountThe outstanding amount
overdueBalanceThe overdue balance
worstPastDueAmountThe worst past due amount
daysInArrearsThe number of days the account is in arrears
worstPastDueDaysThe worst number of past due days
installmentsInArrearsThe number of installments in arrears
dateOfLastPaymentThe date of the last payment on the contract
paymentFrequencyThe frequency of payments
dateAccountOpenedThe date when the account was opened
negativeStatusOfContractThe negative status of the contract
subscriberThe entity that reported this contract
subscriberTypeThe type of subscriber
roleOfClientThe role of the subject in this contract
contractCodeA unique code associated with the contract
internalEntityCodeAn internal code associated with the contract
lastUpdateThe date of the last update to the contract
relatedSubjectListA list of related subjects
collateralListInformation about collaterals associated with the contract
calendarItemListA list of calendar items, often related to payments
disputesDetails regarding disputes associated with the contract
closedDisputesThe number of closed disputes
falseDisputesThe number of false disputes
activeDisputesThe number of active disputes
activeInCourtDisputesThe number of active disputes that are in court
disputeListA list of disputes associated with the contract
contractOverviewAn overview of contracts held by the subject
contractListA list of contracts included in the contract overview
sectorThe sector to which the contract belongs
currentBalanceThe current balance on the contract
paymentIncidentListInformation about payment incidents
paymentIncidentListA list of payment incidents, if any
summaryA summary of payment incidents
dueAmountSummaryThe summary of due amounts
dateInjuryThe date of the injury
dateLastPaymentIncidentThe date of the last payment incident
eventsListA list of events associated with the contract
eventsListA list of events, if any
descriptionA description of the event
dateThe date of the event
detailsAdditional details about the event, if available
disputeListA list of disputes, if any, associated with the subject's records
summaryA summary of dispute information
numberOfActiveDisputesChequesThe number of active disputes related to cheques
numberOfActiveDisputesContractsThe number of active disputes related to contracts
numberOfActiveDisputesSubjectDataThe number of active disputes related to subject data
numberOfActiveDisputesInCourtThe number of active disputes that are in court
numberOfClosedDisputesChequesThe number of closed disputes related to cheques
numberOfClosedDisputesContractsThe number of closed disputes related to contracts
numberOfClosedDisputesSubjectDataThe number of closed disputes related to subject data
numberOfFalseDisputesThe number of false disputes
inquiryInformation about inquiries made on the subject's records
summaryA summary of inquiry information
numberOfInquiriesLast1MonthThe number of inquiries in the last 1 month
numberOfInquiriesLast3MonthsThe number of inquiries in the last 3 months
numberOfInquiriesLast6MonthsThe number of inquiries in the last 6 months
numberOfInquiriesLast12MonthsThe number of inquiries in the last 12 months
numberOfInquiriesLast24MonthsThe number of inquiries in the last 24 months
inquiryListA list of inquiries made on the subject's records
dateOfInquiryThe date and time when the inquiry was made
subscriberThe subscriber, or entity making the inquiry
sectorThe sector to which the inquiry relates
productThe product associated with the inquiry
reasonThe reason for the inquiry
ciqInformation related to CoreMetrix Credit Intelligence Quotient (CIQ)
summaryA summary of CIQ information
numberOfFraudAlertsPrimarySubjectThe number of fraud alerts related to the primary subject
numberOfFraudAlertsThirdPartyThe number of fraud alerts related to third parties
detailDetailed information about CIQ
lostStolenRecordsFoundThe number of lost or stolen records found
numberOfCancelledClosedContractsThe number of cancelled or closed contracts
bouncedChequesInformation about bounced cheques
chequeListA list of bounced cheques, if any
currentRelationsDetails about current relations with related parties, involvements, and contract relations
relatedPartyListA list of related parties associated with the subject
involvementListA list of involvements related to the subject
contractRelationListA list of contract relations, if any
subjectInfoHistoryFlatListA flat list of subject information history
parametersAdditional parameters related to the report
inquiryReasonThe reason for the inquiry
consentIndicates whether consent was given
searchIdNumberTypeThe type of the search ID number
searchIdNumberThe search ID number
idNumberTypeThe type of the ID number
idNumberThe ID number
subjectTypeThe type of subject
sectionsListA list of sections included in the report
reportDateThe date and time when the report was generated
subjectTokenA unique token or identifier associated with the subject
coremetrixInformation related to CoreMetrix
search_dataInformation related to the search and data retrieval
parametersParameters associated with the search and data retrieval
idNumberTypeThe type of the ID number
idNumberThe ID number
workflowStateThe state of the workflow
workflowIdThe unique identifier for the workflow
creditinfoIdThe unique Creditinfo identifier
statusThe status of the search
customSectionsCustom sections associated with the subject
companyNameThe name of the company
establishmentDateThe date of establishment
legalFormThe legal form of the company
isBigReportIndicates if it's a big report
mainAddressInformation about the main address
cityThe city of the main address
countryThe country of the main address
addressLineThe full address
creditDataAvailableIndicates if credit data is available
sectionStatusThe status of the section
usageDetailDetails regarding the usage of the report
individualRecordsRecords related to individuals, if any
companyRecordsRecords related to companies
subjectNameThe name of the subject
referenceNumberA unique reference number
verificationInformation regarding the verification of the data
referenceA reference identifier for verification
sessionSession-related information