Credit Bureau

Get Credit Bureau Statement

This endpoint enables businesses to quickly and accurately verify users' creditworthiness. It allows you to check whether a customer's basic details match their account details, ensuring that the person using the account is indeed the same person who created it.

This is especially useful for businesses in the loan space as it ensures that their customers are who they say they are and that they're not using stolen or fraudulent accounts to access your services. By verifying a customer’s credit worthiness, you can reduce the risk of fraud, and protect your business.

To use this endpoint, you need to provide these customer details- name, number, date of birth, and country.

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Test data

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Post

<<https://api.prembly.com/identitypass/verification/asia/kyc/credit-bureau

Request headers

keyvaluedescription
app-idapp-idyour app-id
x-api-keyapi-keyyour api-key

Request body

keyvaluedescription
namecustomer name
numbercustomer's ID number
dobcustomer's date of birth
countrycountry of residence

Response

{
    "status": true,
    "detail": "Verification Successfull",
    "response_code": "00",
    "data": {
        "checkMessage": "Order has been completed as “failed”",
        "checkType": "FAILED",
        "elements": {
            "addressCheck": "2",
            "numberCheck": "2",
            "nameCheck": "2",
            "birthDateCheck": "2"
        }
    }
}