Credit Information

Retrieve a full credit report including account and payment history fields.

Request

POST/api/v1/credit-info

{{baseUrl}}/api/v1/credit-info

Header

Header	Type	Description
Authorization	string	`Bearer YOUR_ACCESS_TOKEN` from the OAuth client-credentials flow
Content-Type	string	application/json

Body Parameters

Parameter	Type	Description	Required
identity_number	string	Identity number for the report	required
identity_type	string	Identity type code (default "001")	optional
loan_amount	number	Optional loan amount context	optional
report_reason	string	Reason / purpose of the enquiry	optional
consent	boolean	Must be true — confirms data-subject consent to perform this verification	required

Sample request & response

Sample request body for Sample request & response:

Sample dataSample request body

{
  "identity_number": "12345678",
  "consent": true
}

Sample response for Sample request & response:

200 OKSample dataSample response

{
  "success": true,
  "response_code": 200,
  "message": "Credit information fetched successfully",
  "data": {
    "identity_number": "12345678",
    "accounts": [],
    "summary": { "open_accounts": 2, "closed_accounts": 1 }
  },
  "request_id": "550e8400-e29b-41d4-a716-446655440000"
}

Response Fields

Field	Type	Description
success	boolean	Whether the request succeeded
response_code	number	Application response code (typically mirrors HTTP)
message	string	Human-readable status message
data	object	Payload for the verified resource
request_id	string	UUID for support and audit trails

Set {{baseUrl}} to https://api.peleza.com (production) or https://sandbox.peleza.com (sandbox). Authenticated calls need a Bearer token from POST /api/v1/oauth/token.